Investing in High Yield Safe Investments

By Lenny Larsin

Has your savings account been giving you a very paltry interest rate lately? Most savings accounts do not give great interest. In fact, by keeping your money in these savings accounts, your money is losing value. This is because the inflation rate is higher than the savings rate.

If you are looking to make more interest on your money, then consider putting it in a high yield safe investment account. A high yield safe investment account operates like a regular savings account except it has a much higher APY.

The difference between a high yield safe investments and a traditional savings is that the former usually does not have a brick and mortar place that you go to do your transactions.

Since all transactions are done online when you have a high yield safe investment account, this saves the bank a lot of money and they pass that savings on to you by giving you higher interest rates.

To search for the best high yield safe investment account, use a personal finance website. You can find several on the first page of Google. These personal finance sites give you a list of high yield safe investment account that you can choose from.

If you want high yield safe investments with the highest interest rate, then sort the savings accounts by their APY. This will show the high yield safe investments with the best APY. Be careful about fees that some banks many charge.

Check out whether or not the high yield safe investments are FDIC insured. If it is not insured and you deposit your money in the account, you could one day lose all your money if the bank decided to close.

To apply for high yield safe investments, just visit the banks website and fill out the application. Set up a transfer from one of your accounts to the high yield safe investments. Your deposit will then begin earning high interest. - 23309

About the Author:

Lenny Larsin is a financial expert and has worked for a large bank for over 10 years. For more info on high yield safe investment please check out his website.

Investors Tool Box

By Doc Schmyz

I am always being asked. "Doc what advice can you give me that will help me with investing. What tricks of the trade or inside tidbits can you share with me?? The best answer is you need to develop a "toolbox".

OK...Hey Doc..what do you mean "Tool Box". Okay...let me explain it ad tell you the 3 important areas that make it up.

1)In your head tool box: This is all about how your thinking process works when it comes to investing, and more importantly how open minded you are about investing information. Are you willing to think outside the box in order to look at investment opportunities or must the investment fall within a cookie cutter method you having? In your head means you need to read books, articles, partake in discussions, and basically interact with that big grey hunk of goo that is in your skull.

It is about gathering all the info you can in order to be able to think about investing and where it can lead you.

IMPORTANT FACT: Any bookstore you go into has a billion books on Real estate investing. Buy them all...ok not all but you should have a EXTENSIVE collection of them. Why you ask??? Simply put...if you have a understanding of the information and tactics that are being read by other investors...you will actually understand the factors that they are using to buy/sell/screen potential investments. Knowing what information someone is useing to make a decision gives you and advantage.

2) Online tool box: This is one of the most over looked elements...when I say over looked I am not referring to being not utilized...but more to the fact it is not utilized to its overall potential. For example do you have one site you go to more often than not for investment information? If so why? Your answer is most likely because they have the best info I can use. This maybe the answer however, a little side note to this. Most of us get some sort of tunnel vision thinking that one or even a few sites will cover us for all the info we want...but in all honesty we normally close down other avenues of "information input" when we do this. How do we get around the "Info input" shut down???

How do you avoid the INFO SHUT DOWN...easy...open your tool box to get more tools/ info.

Simply put you create an email address and when you come across a site you think may be a useful reference you join up for the newsletter they email out. They send it to your "Info email account" and you can go thru the emails as you choose. I must warn you however.

Once you join an email list..no matter what stay with it for at least 6 months. (Not all great investment tidbits are sent out at first.) Email lists to get on are for: investment clubs, investment blogs, investment reference sites, etc, etc.

I ,myself, avoid most ad based emailing lists. however, that doesnt mean that all of them are a waste of time. review a few and decide for yourself if they are worth keeping.

My favorite online tools/sites are the ones that cost me very little to use/buy or better yet are free to me. I love to find good resource sites. ( I admit freely I normally link them to my own) A good web tool is a great thing to find. Im not refering to another mortgage calculator...I mena that online tool your just dying to try out. When you find them...bookmark them.

3) And last but not least... actual physical, hold in your hand, tools. It can be a great "go by list". A solid flash light. anything that makes the time in the field looking at investments easier.

Build your tool box and USE IT. - 23309

About the Author:

Doc Schmyz has invested all over the US and Canada. His free website shares Real estate investing information for all over the US. Find Real estate investing information by state

Lotto, Is This The Best CFD Trading Strategy

By Jeff Cartridge

Making of use of two critical measures of trading performance can dramatically improve your trading results. These two important measurements are the hit rate (winning %) and the risk reward.

To calculate the hit rate divide the number of profitable trades by the total number of trades. The risk reward is the average win divided by the average loss. The risk reward is a measure of how your profits compare to your losses, while the hit rate measures how often your strategy is profitable.

How Does Lotto Compare To CFDs?

Do you really believe that lotto is the way to make money? The behaviour of millions of people would suggest that it is.

Putting at risk just $10, you stand the chance to make $10 million when playing Lotto. This is excellent odds with your wins 1 million times the size of your losses giving a risk reward of $1 million to 1. This is an exceptional number and unlikely to be repeated anywhere in the investment world.

However if it was that easy we would have all won lotto. This is not the case and while the risk reward is exceptional, the hit rate is lousy. Assuming that the lotto draw requires 6 balls out of 40 to win then the chance of buying the winning ticket are 3,838,380:1.

If you bought 3,838,380 tickets on average one ticket would win and the rest (3,838,379) would lose. This means on average you would have to spend $38,383,790 to win $10 million. Overall playing Lotto would cost you $28,383,790.

So buying Lotto tickets is not going to make money based on the averages. This does not mean that you will necessarily win on the last ticket that you buy. You may be lucky and win on your first, twentieth, or two thousandth ticket, but successful trading is not about luck. Find a profitable opportunity and exploit that advantage.

Rugby Versus CFDs

The Crusaders have consistently won the Super 14 rugby competition in NZ managing to secure 7 wins over the last ten years.

In 2008 a gambler placed a $100,000 bet on the Crusaders to win a game at odds of just 1.08. This means that if the Crusaders won the gambler would have received a payout of $108,000, making a profit of just $8,000, but if they lost the gambler would lose $100,000. This is a lousy edge ratio with the risk reward ratio of 8 to 100 and a potential big loss for a very small gain.

Despite the lousy risk reward the probability of success is very high. If the probability was greater than 90% that the Crusaders would win then this could be the basis of a profitable strategy.

The odds are unknown, but assuming they were 95% then the gambler would win 19 out of 20 times. This means he would win $8,000 x 19 - $100,000 x 1. Overall he expects to win $52,000 from this strategy. So despite the risk reward being very poor it is possible that this is a winning strategy.

A successful CFD trader will find a CFD trading strategy that skews the odds in their favour and then implement that strategy to generate profits. - 23309

About the Author:

Jeff Cartridge is a private trader and author that lives in New Zealand and created the website LearnCFDs.com Automate Your CFD Trading So You Can Enjoy More Free Time

Here's How To Make Money In Day Trading - Tips From The Pros!

By Grant Dougan

Day trading is becoming an increasingly popular means for people to earn money. There are people that get involved in day trading to add on to their regular income stream, while some dedicate all their time to making money through day trading alone. Several individuals earning great livings with day trading which is why many more people are trying it out.

Obviously you can't simply dive in and earn giant money without understanding anything about the markets! You require to have a certain level of education when you start so you can make the most of your money.

The way to earn money in stock trading is to buy low, and sell high. So how do you know when to invest in a certain stock?

To earn money with day trading, employ these essential hints to boost your earnings.

Read the market news and stay on top of the markets. You'll want to stay abreast of happenings in the markets, like mergers, takeovers, and earnings announcements for leading businesses. You want to have a strong overview of the happenings in the stock market.

You don't want to focus on stocks that have minimal price movement. In day trading, money is generated by buying and selling stocks that are frequently changing in price. In day trading you are buying and selling stocks every day which means you need to be invested in stocks with daily price variations.

Increase your math skills. You'll want to be capable of analyzing trending and financial data at a glance. You won't need to be a master mathematician, but you must understand what the financial numbers mean so that you can make fast, sound assessments.

Stay poised and level. You should keep your emotions cool to not allow them impact your decisions. It's important to have a clear mind at all times.

If you use these trading secrets, you could be on your way to excellent income with day trading.. When you have the right tools and strategies, you can experience the unbelievable earnings potential that day trading has to offer. - 23309

About the Author:

You can find all sorts of Day Trading Tips online so it's easy to get started learning about this exciting way to make money. Click Here for information on a trading system that makes many people a healthy income.

Stock Indexes (Part I)

By Ahmad Hassam

There are hundreds of ETFs and HOLDRS covering key industry benchmarks such as the various Standard & Poor Indexes, Russell Indexes and the Dow Jones Averages or other less well known narrow based sectors.

For example, SPY tracks the Standard & Poors S&P 500 Composite Index. It is the largest of the ETFs. You should know the major indexes as an investor that are either key benchmarks or have ETFs tied to them.

Standard & Poor: Standard & Poor (S&P) is the financial services segment of the McGraw Hill companies. It has been providing independent and objective financial information, analysis and research for nearly 140 years.

It is also the provider of equity indexes. These indexes are also used as the basis for wide variety of financial instruments such as Index Funds, Futures, Options and ETFs. Investors around the globe use S&P Indexes for investment performance measurement.

S&P 500 Composite is one of the most popular indexes in the global financial markets. Hundreds of companies around the world have licenses with the Standards & Poors for their index products and the influence and name recognition of S&P 500 is unparalleled. S&P 500 is also used as a key benchmark for money manager performance.

The S&P 500 is a capitalization weighted index that tracks the performance of 500 large capitalization issues and each year thousands of money managers have the single minded goal of outperforming the S&P 500. S&P 500 represents more than 75% of the capitalization of the entire US Stock Market.

30 years back most of the stocks in S&P 500 were from the Industrial Sector. By 1970s, six of the top companies were from the Oil Sector. Over the years, the complexion of S&P 500 has changed. In 2000s, technology composed about one third of the capitalization of the index. The stocks in the S&P 500 are determined by a nine member committee in accordance with the general guidelines.

The other Standard & Poors indexes are the S&P Midcap 400 Index and it is based on 400 chosen domestic stocks. It is also capitalization based and measures the performance of the midsize companies of the US economy.

S&P SmallCap 600 is also capitalization weighted index and is of interest to institutional and retail investors. The S&P SmallCap 600 Index consists of 600 smallcap domestic stocks and these stocks are chosen for market size and liquidity. There are also sub-indexes based on these S&P Indexes.

NASDAQ: You will often hear in the media that the Nasdaq market being up or down on a given day. NASDAQ Composite Index contains more than 4500+ companies. It represents a market capitalization of trillions of dollars in the US economy.

There is another Nasdaq Index called the Nasdaq-100 and it is composed of the top 100 nonfinancial companies in the Nasdaq Stock Market. NASDAQ-100 is a modified capitalization weighted index. The QQQ is based on the Nasdaq-100 Index. - 23309

About the Author:

Mr. Ahmad Hassam is a Harvard University Graduate. He is interested in day trading stocks and forex. Know Candlestick Charting. Learn Forex Trading!