Stock Brokers are All Competing for Our Money

By Danny Jamerson

After years of trading, I've come up with a pretty good understand of how stock brokers work and how to figure out whether the brokerage firm is a good one or not. Do you have a dud or a winner? Find the broker below and see for yourself.

Zecco stomped onto the industry with unlimited free trades. It was a big mistake because it was an unsustainable business model. Now, it only offers ten free trades if you have $25,000 in your account.

OptionsHouse is relatively new but it's making headlines as it provides stock trades at $2.95 per trade. The options pricing is very attractive as well at $9.95 flat fee, making it one of the cheapest brokers out there. There's no bank or anything, but the cost may win you over.

TradeKing was one of the first stock brokers who invented the area of discount brokerage firms. It's good customer support, fair pricing and good tools ranks high in my book of stock brokers.

As the name implies, OptionsXpress is all about options. While it has stock trading offers, options trading is where it really shines. It even has an extensive guide to options trading, which is good for beginners as well as professionals.

Scottrade has many loyal followings but it's not doing enough to attract new customers, or at least the younger crowd. $7 is cheap if you are talking about ten years ago but it's not cheap anymore.

TD Ameritrade has good person support because you can walk into a branch and talk to someone. However, its website is lacking and looks like something from the 80s. I wouldn't touch it with a ten foot pole but you may like it.

Etrade offers one of the best overall stock broker experience out there today. With its amazing array of features as well as a banking division, there are lots of flexibility with this firm. - 23309

About the Author:

It was incredible to make so much money investing, but do you really know how it happened? Click Here to learn more about investing basics where it teaches you on stuff like investing terms so at least you sound like you know what you are talking about.

The Bill Collector Letter That Shuts Them Up

By Sean Payne

Remember that feeling you got when the letter from the bill collector came in the mail? Remember the cold feeling in your gut when you realized that you owed money that you couldn't repay? And after that, the phone calls and additional letters hounding you for the money that you knew you didn't have.

Now is the time to turn the tables on those debt-collecting predators. It's time to know your rights and to use them.

A Federal law known as the Fair Debt Collection Practices Act (also known as the FDCPA) tells you exactly what a debt collector can and can't do to collect a debt from you. The FDCPA puts hard limits on exactly how a debt collector can contact you.

For example, a debt collector cannot call you at work except to find out the telephone number to call you at home. They cannot inform other people, including your employer, about the debt you owe.

Additionally, collection agents cannot call you or contact you in any other way if you inform them that they may no longer do so. That's all we're going to learn how to do.

The magic letter that sends bill collectors running consists of two things:

The first is your identifying information. This consists of your name, your address, any debt account numbers for the debt that they're trying to collect, and any other info they may need to positively identify you as the debt account holder.

The second part is to let them know that you want them to stop communicating with you, period.

These two steps are all that the FDCPA requires from you in order to keep the debt collector from further harassment. The only way the debt collector is allowed to contact you in the future is to let you know that they will stop contacting you, and if they intend to pursue legal action to collect on the debt.

When sending this letter, it's wise to send it via certified mail with delivery receipt requested. This means that when the letter is delivered to the debt collection agent, you'll receive notification that is now in their hands. Make sure to save this receipt to prove that the letter was actually delivered to the collection agent.

According to the FDCPA, if the bill collector contacts you in the future in violation of the law, you have the right to report the bill collector to the FTC. The FTC is the Federal Agency that enforces the FDCPA. Once you have notified the FTC of the bill collector's violation of the law, they can pursue legal action against the bill collector.

Don't forget that even if you notify the debt collector not to contact you anymore, they can still pursue you via legal action if they want to collect on the debt. The letter I've described can only keep debt collectors from harassing you. It can't keep them from suing you in a court of law if they still intend to collect on the debt. - 23309

About the Author:

Sean Payne can teach you plenty about how to get out of debt. After over 10 years of dealing with his own debt problems, he has developed a handy strategy to keep bill collectors from calling. You can discover his secrets for getting out of debt at his debt payoff tips website.

Learn Forex Proven Methods For Success

By John Roberts

When you learn Forex you will take advantage of the currency pairs, a low spread, the liquidities, and more. This fast growing market offers high profits when you learn how to trade successfully.

There are very little daily adjustments, fewer than 2%. Your positions will take on the rest of the process. When you adjust the leverage do so in small amounts. The rates on buying and selling are low and there are not commissions.

What drives the forex? The dealers who are trading currencies, the large corporations, and banks. You need to learn analysis of currencies so when an exchange is in process you will recognize the indicators and predict currencies and their movement. These are a important to learn before you go on.

Success comes when your predictions are correct and your profits starting growing. Learn the conditions that cause the movements and you will be closer to predicting correctly.

All these factors are proven methods of success in forex trading. Learn to recognize and predict capital flow, interest rates, deficits and economic growth. Learning to make more in profits comes to you with these methods.

This can be a daily workload and needs close attention. There are alert devices and choices of software to help you keep in touch. Keep up with news and statistics anything that may warn you of changes in the market.

Learn the indicators and only focus on 2 or 3 at a time. These are technical indictors and you can use these to make decisions. Making a profit is close at hand, but you should start with small investments and move up.

Trading currencies, gold, and silver is the forex or foreign exchange where you do not buy stocks. Understand how to use leverage or you will lose your money. Learn Forex by yourself or get help with a registered broker who will guide you through your "baby steps". - 23309

About the Author:

Learn forex trading with the best ebooks and software systems available. Find out what others are saying about them at CritiqueDirect.com

Looking For A Good Quality Forex Blog

By Bart Icles

Engaging in currency trading will require you to invest on your forex education and training. Indeed, learning about forex basics, principles, and trading techniques can prove to be valuable if you want to achieve success in this unpredictable type of market. There are many ways for you to learn more about forex trading. You can sign up for online classrooms and forex tutorials. You can read books, newsletters, and articles on forex trading. Another option is to tune in to newscasts that cover currency exchange. You also have the option to lookup a forex blog in the internet to supplement your learning.

Forex blogs can be helpful in broadening your knowledge of the foreign exchange world. A forex blog can contain various kinds of information about the foreign exchange market, including news updates, market trends, market analyses, currency trading articles, forex trading forums, and a lot more.

There are many different kinds of forex blogs on the worldwide web. Many of these currency trading blogs give really good advice. However, there are also those that are nothing more but a collection of affiliate links. This kind of forex blog is something that would not really be of help to you. It can even easily confuse you with all the links available for you to click.

If you are looking to broaden your knowledge on the currency trading market other than the kind of education you receive from your forex trading course and forex tutorial, then you might want to consider looking up a good blog on forex trading. There is a way to tell if a currency trading blog can be of help to you. You know that you have come across a good quality foreign exchange trading blog if it helps you learn the ropes of the market. More often than not, good blogs are maintained by actual traders who understand how the forex market works.

There are certain things you need to take note of when searching for a good quality foreign exchange blog. Apart from following a blog that is maintained by an actual forex trader, you should also look for one that offers actual and useful information about the currency market. More than just giving step by step guides on how to use forex trading systems from different persons, a good quality blog typically offers trading information and advice that helps you learn a little bit more each day. - 23309

About the Author:

Good forex course reviews will illustrate exactly what you need for the course. Learning with a forex trading course takes dedication and a good teacher. But once you learn how to trade and do so successfully your life will change and you have options and financial resources you never had before.

Living in Downtown Denver Lofts

By Michael Canon

Many people are looking for downtown Denver lofts to live in. Here you have close access to a variety of business and stores where you may work at. Lofts have a wide price range to help accommodate everyone. Downtown Denver has a lot to offer its residents as well as a great living experience.

Many people have chosen to live in one of the several downtown Denver lofts because they work in the area. The commute time is minimal as they are close to their job and most people can just walk there. For those that are too far from work to walk there are plenty of ways that they can get around including taxis, buses, and the light rail. Many people don't need a car when they live in this area. You can cut down on all of the other payments you make on loans, insurance, and maintenance that you would spend on a car or truck otherwise.

Many people enjoy living downtown as they are within close proximity to everything. A large shopping mall and various other shopping districts keep this area constantly busy. When you are not busy you can find plenty of places to spend time and catch a movie. Plus you will always have the more recreational options outside of town, but very close by. There are several different activities that you can do including biking, fishing, and site seeing.

There are many areas that downtown Denver lofts are available. The lofts in downtown are either for rent or for sale. The lofts that are for sale work out great for those who plan to stay for a longer period of time. There are many lofts that are new and most of the lofts that can be found are stylish. Younger students and business workers tend to favor the lofts that are for rent. The downtown lofts range in price mainly depending on if you're staying in a rental or you're buying it.

While there are some new downtown Denver lofts that have been built many are old factories and warehouses that have been converted. Among these you can find the old Great Western Sugar company, the Brecht Chocolate & Candies business, and the Pride of the Rockies Flour Mill. Each building has a story behind it and some have fascinating histories. The views of the city from the lofts differ depending on the loft you have and the styles vary greatly as well.

While the look of the building from the outside may not look like much many of the lofts have fully renovated interiors that will amaze you. You may find polished wood flooring, workout rooms, jetted tubs, and sometimes fully furnished lofts. Many of the downtown Denver lofts give you ample living space. Lofts tend to have a lot more space than apartments or condos. Designer furnishings, free parking, and swimming pools are just some of the amenities that you will find among the best lofts.

You will always want to check out the loft before you purchase it. You will also want to ensure that the views and the utilities fit your needs. With all of the downtown Denver lofts available you should have no problem finding one that suits you. - 23309

About the Author:

Michael Canon is a top Denver realtor with the Canon Colorado Team who have been frequently quoted by the Denver Media as real estate experts. Michael can help you get that perfect downtown Denver loft or condo that you're looking for. Make contact today by visiting them at Downtown Denver Lofts or Denver Condominium!