Thursday, October 29, 2009

Stock Broker Needs to Give More Extras

By Rex Casadus

Most people know how to buy or sell a stock, but many are too lazy to bother looking into the different features that each brokerage firm offers. Here are a few ways that an online broker tries to help its customers.

It may be named retirement services or investing tools, but it's nice to see a broker that gives you the tools to help you diversify, manage your risk and see your account in a whole different way.

No one will think of credit cards when they pick a stock broker but some will give you a 2% cash back credit card which is the best in the world. Imagine that everything you buy from now on will be 2% off. Sweet right?

You might be able to do bill pay with your balance. The great thing about it is that even margin accounts are eligible, so you can always temporary borrow money at a relatively low rate to pay your bills.

Security tokens are a great way to increase security so if your broker offers this option, it's a big plus to the offering.

ATM cards from brokers are great because they don't charge you any fees for withdrawal no matter where you take money out. In fact, they will give you money to compensate for the fact that other ATMs will charge you.

Brokers that have physical locations are great. Even if you can't call in, you can drive to the branches and straighten out your problems with your account. When you see someone face to face, it's much easier to explain your situation.

Several online brokers actually charge you trade commissions to reinvest your dividends. How outrages is that? Before you sign up, make sure you know what you are getting into.

Several brokers are integrating a bank with their offering so customers can earn a high yield when their cash isn't used to buy any investments. This is a great option for those that always have a high cash position. - 23309

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Getting An Investor Visa For The USA

By Sam McDougall Turner

Getting a US citizenship is a dream for millions of people from around the world. In spite of the growing number of people who are being granted citizenship each year, there still is a waiting list which will take over a decade to clear! And more applications are pouring in every single day at all the embassies over the world.

One of the primary reasons why there is such a demand for US visas (and later on for immigration) is because of the sobriquet America has earned " of being the land of opportunity. People from all corners of the globe harbor a desire of getting into this land and starting a business.

But what many dont know is that there is a separate clause in the law which grants an investor visa for USA to a person who is looking to invest within that country " and that process is significantly faster than the normal approval process which could take any amount of time!

There are two main ways of obtaining an investor visa for the US.

E1 and E2 US visas are granted to people from countries that have a treaty with the USA to trade and provide services. Most of the countries in Europe are a part of the treaty, as are most South American countries " excepting Brazil, Cuba, Guatemala and Ecuador. Several countries from Asia, Central America, the Middle East, and Africa are also a part of this treaty.

The E5 visa is known as the investor visa for USA, and like the name suggests, it is given to people who are looking to invest money in the USA. Depending on the state you want to invest in, the threshold of entry will be different, but the normal entry level is $ 500,000. Some states require the person to stay on and manage the day to day operations, while some states dont. - 23309

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The Major Players In The World Of Penny Stock Trading

By Malcolm Torren

Penny stock trading is very appealing to new investors for two reasons: One is because it is cheap. The price range is between one to three dollars and not exceeding five dollars. This is defined by the Securities and Exchange Commission or the SEC. In actual practice, shares can even go lower than a dollar each. The second magnet for new investors is its high potential for fast profit at a short period of time.

But how does it happen? Where does all the money come from and where does it go? In penny stock trading, there are key players that make a dynamic exchange of shares. The common goal is to make money and reinvest. Here are the role players in the business:

- You. If you are an investor, you are playing a key role in the stock market trading floor. The investment money comes from you. Of course an investment cannot be an investment if there is no intended profit to make. Some investors would trade on to many shares. This is because if one of your stock investments is losing, you can balance your profitability from another source. You also make decisions of your trading. Why and how?

- The Broker. You as the investor cannot make transactions if there are no stock brokers to help you. They can influence the market stocks. They have a high degree of intelligence in the penny stock trading business. For every profit you make, they earn by commission. They also have other client investors to attend to. In some cases, penny stock brokers charge for investment consultations to their clients. But what exactly are they doing with your money?

- Small Cap Companies - There won't be any investment made if there are no entities needing it. In the penny stock trading market, they are call small cap companies. These are companies that can either be newly established, wanting to expand their business resources for business growth, or going bankrupt and hoping to revitalize their financial resources. Whatever the reasons may be, these entities are responsible for the dynamics of your money.

- Stock Exchange - This is the venue where the buying and selling of shares take place. The trading is done every business day. All of the penny stock brokers meet at a huge spacious room they call the trading floor. This is even shown in movies that involve stock exchange scenarios.

- Securities and Exchange Commission - Of course, to keep the entire procedure in penny stock trading orderly and discipline, the SEC holds authority. They set the regulations and guidelines, the requirements needed for companies to bid their shares, and sometimes initiate the jailing of fraudsters who conduct anomalous business here. - 23309

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Learn Currency Trading Like A Pro

By Scott McDonald

Once you learn currency trading and get into further depth, the scalping method would be a great place to start. After learning scalping and getting down the basics it was a matter of two weeks when successful trades started. After trading scalping for a months, I found I hit a limit of earnings. Once I discovered this one method the big traders' use, my profits started to go ski high!

The easiest way to learn currency trading I found was talking to fellow traders and absorbing their best tactics and trying them out for your self. Incorporating many methods into your forex trading is not a bad idea, but be sure to perfect a method first. Try not to juggle too many methods at once, or focus may be lost. Direction was never so clear once I learned this one method the big traders have been using for years.

Greatest way to learn currency trading would be to look at it as a professional business. You may work for your self, but you need to put hours and serious dedication in for success to happen. Run it hard for the first 6 months and it will be easier after that. Forex is a great market, taking your trades serious will make them turn out for the better. Using this one method gave me such a leap ahead of my fellow traders, they now ask me for advice!

Best way to learn currency trading is to take time and look at it as a business. If you cannot take your forex trading serious, there will be no major success. In order for a business to succeed, it has to be run hard until it picks up momentum. Forex is a serious market, taking your trades serious will get results. Get your self familiar with all the terms and lingo, which is a must. Using this one method put such a large leap on my trading, the rest is history and profits keep coming.

Best way to learn currency trading in a brief period of time is to be dedicated and put time into it. There is one way that could take you past the average trader. If there was a way to get you past the average trader it could only benefit you. This one method I have found has been around for years making money for the big traders. Adding this one secret method can turn your trades into something substantial! - 23309

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Bank CD's Are Safe But Pay Little

By Skip Safert

Investing has really become a much less reckless nowadays that the world is seeing one of the worst economic downturns in decades. Money is very important in determining your life's status and stability; therefore any investments should be thoroughly researched. People are always trying to find the best and safest ways to invest while still getting good returns on their investment.

One of the most common investments is to put money in a bank CD. Also called a certificate of deposit, a bank CD is a type of investment in your bank that takes a certain amount of money and locks in a predefined interest rate for a certain period of time. The bank basically puts a hold on the money so you can't spend it, but you also earn interest on that money to compensate. If you get your money out early there is normally a penalty fee that you have to pay.

The process of investing through bank certificate of deposits is similar to having a savings account but the profit is slightly higher. The interest rates are higher because the investor would not have access to the money invested within a specific time range. Through this, the bank will be able to use the invested money more freely because of the locked down agreement.

People will want to consider if they can afford to be without money for extended periods of time when investing in bank CD's. As the degree of time increases, rates rise for bank CD's. There is more flexibility for the bank to use the money that's been invested. At the bank's discretion, an appropriate rate of interest is determined to compensate with the commitment of the investor. According to the trend, interests rates will be higher as longer one continues to invest his money in bank certificates of deposit.

As convincing as it sounds, investing in CD's may not always be a smart choice. Fact is, the rates an investor is paid for the money being invested is customarily quite low. Placing money in CD's might not be the smartest choice if a determination is made that a more attractive rate of return can result in stocks. - 23309

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