Getting Info From Your Tenant

By Cody Scholberg

So, it's here. The day has finally come where you are in charge of the building. You are the landlord. And, your first task is to collect your tenant's information. You need to be able to contact them.

The first and most important thing to remember is that you must smile. Always, always smile.

Collecting tenant information is a smooth process that you do not need to stress about. Always remember that you are in charge, and that you are the boss. However, although you are in charge, it does not mean you must be a jerk. Remember the three F's: be firm, friendly, and fair.

Fill your voice with confidence and stand up straight. If you lack either of these qualities, you will be stamped upon in the landlording business. Tenants will take advantage of you and treat you with no respect if they see that you are a coward. If you are a coward, then fake it.

Everybody likes to follow a knowledgeable leader who has things under control. You want your tenants to trust and rely on you; act as if they can. Oh, and be sure to smile.

Just ask them for their information, that's all. Occasionally, you'll have a tenant who seems suspicious at your asking their information. Gently explain to them the reasons why you need it.

When you ask for their cell phone number, explain kindly that you may need to contact them in the event of an emergency, such as a burglar or a fire.

You can assure them that, without their social security numbers, their on-time payments will not be reported to the credit bureaus. You will need to check their payment histories as well to know what kind of tenants you are dealing with. Do not forget to smile.

You can always tell suspicious tenants that the information is safe with you, and that you will do everything you can to keep their information confidential. You must not share or sell their information to anyone.

If you simply cannot get the information out of the tenant, then stop. Do not worry about it. There are some battles in life you should pick to fight, and this is not one of them.

Get their information from elsewhere; ask the previous landlord, check with the city, etc. You will be able to gather the rest of their information without much effort from other sources.

Once you have all their information, store it away in a safe place. That was pretty easy, right? - 23309

About the Author:

Cody Scholberg, an expert on property management, writes for the Commercial Property Management Guide, an excellent source of rental property management information. Check out this short checklist for commercial property management.

How To Assure Your Income In Investing With The Perfect Courses

By Sykes Adkins

Too often, people think that stock trading is something that only financial experts can understand. You do not have to be a financial guru to understand the dynamics of the stock market. Anyone can learn how the markets work by investing quality time into learning the stock market.

In order to understand the stock market, it is always better to define what it is. The trading market is an activity in which small companies, individuals and large corporations invest money into shares of stocks. The larger the shares, the greater chance you have of making money or losing money depending on the direction of the market.

The stock market is very important to world economies. Here in the United States, the strength of the economy is depended on how well we invest and trade with foreign countries. Other countries also rely on investing as a means of keeping their economies competitive and viable.

New companies often file the required paperwork to take their companies public. When a company goes publicly traded, investment dollars pour in giving the new company room to grow and expand. Examples of this could be new companies in the technology area or internet based companies.

Apart from the international significance of global trading, the stock market forms the financial basis for individual retire funds and personal financial growth. There are thousands of individuals buying and selling shares of stocks to enhance their personal financial portfolios. On a corporate level, retirement funds grow much faster as a result of stock investments than it does in a traditional bank.

Some people think of the stock market as a guaranteed way to produce instant wealth. While there have been people that have produced big returns investing in stocks on a short term basis, typically most people make their money over the life of a stock. Long term investing is less risky.

You can make a lot of money in short term investing, but this requires experience, the right education and sometimes a little mentorship. There is a lot to know when it comes to picking a profitable stock. The market timing combined with a variety of trade factors must all come together in harmony to produce the perfect investment.

Always remember that you can succeed in stock trading. Start by learning as much as you can about the markets. Invest in quality courses, videos and seminars so you can get a grasp on the basics of stock trading and then seek out a good mentor or broker in your area or on the internet. Never move too fast buts start slowly and increase your investments over time. - 23309

About the Author:

Learn more about day trading courses on our resources site.

Never Underestimate the Selling Power of Presentation

By Jason Myers

For most of the home owners, selling their home is defined as putting it in a directory and looking for an agent to negotiate a lucrative selling price. But there is more you should do to ensure that your home will be sold quickly. And the most ideal way to do that is to ensure that the appearance and first impression you provide will be unforgotten.

Prospective buyers often look online to see if they can view any listed home on sale. It is not enough to record about the home as you need to provide a number of pictorial proof to match every information that you provide as well. That means when you are preparing to sell a home, you must look around taking pictures of each and every room, not forgetting the front lawn and the back yard as well. The interior and exterior aspects of the house should be captured, and in a way designed to make an impression.

To prepare for this, you must make sure that your home is in a presentable state. That means getting rid of all the dirt in every room, and straightening everything out. The front lawn must be well trimmed and well tended to, as well as the backyard which must not contain any clutter at all.

When you are taking the pictures, make sure that you are doing so in natural lighting, as most cameras are designed to create the best photos that way. Make sure you capture each aspect of the home that grabs attention.

It's long been said that image is everything and when you provide the best first impression, you can be assured of positive reaction. Post the greatest pictures in your presentation page and hang on to see the feedback that you get. If the method is performed correctly, you can be assured that your house will be selling in less than two weeks. - 23309

About the Author:

As the housing crisis bottoms we'll have plenty of one in a lifetime real estate investing opportunities. You may also want to read our articles about home refinancing so you'll have funds to invest!

Buying American Gold Eagle Coins

By James Stevenson

If you're familiar with American Gold Eagle coins, well, you probably already know that they can be a great investment. Not only for people who love to collect coins, but for anyone who wants a part of history. Coming out in the'80's they are the official gold bullion coin of America.

Gold that is used in the the American Gold Eagle coin must come from United States soil, and also added into the mixture are copper and silver that will help the coin more durable and wear-resistant. 22 karat gold is used to make these beautiful coins.

Authorized by the US Congress back in'85, these coins are normally minted in West Point, New York. One side shows the Lady Liberty as designed by Augustus Saint-Gaudens'. Showing a beautiful picture of her hair flowing and holding a torch and olive branch in each hand. The other side was designed by Miley Busiek, showing a male Gold Eagle flying holding an olive branch, heading toward a nest with a female and her hatchlings.

Values of these American Gold Eagle coins will be based on the value that cold is currently at, and depending on the content of gold in each coin. Back in April 2009 the values ranged from $130 for the $5 coin, all the way up to $1,000 for the $50 face value coin.

These coins will normally be produced in the West Point Mint located in West Point, New York. The coins are made of 91. 67% American gold at 22 karats, 3% silver, and 5. 33% copper. Price depends on content of gold not face value.

For size information the one tenth troy ounce coin measures 16. 50 mm in diameter, and is 1.' mm thick, weighing 3. 393 grams. Those one quarter troy ounce coins are a diameter of 22 mm, thickness of 1. 83 mm, and weigh 8. 483 grams. For the half troy ounce coins you have a 27 mm diameter, 2. 24 mm thickness, and a weight of 16. 965 grams. Finally the 1 troy ounce coin measures 32. 70 mm in diameter, 2. 87 mm thick, and weighs 33. 93 grams.

During the years of'86 to'91 Roman numerals were used to date the coins. Starting after that it was switched to Arabic numbers for the dates. The American Gold Eagle is an item that is not only a great investment, but beautiful to behold. Any item that is a great investment, as well as something that you can enjoy looking at is worth obtaining. Today you can get a piece of history and enhance the value of your gold bullion portfolio,as American Gold Eagles are well worth the cost to invest in. - 23309

About the Author:

James writes articles on investing in american gold coins, and buying proof gold eagle coins

Commodity ETFs

By Ahmad Hassam

Many people are not aware that commodities as an asset class has a lot of potential especially in the 21st century. It is being predicted that the 21st century belongs to the commodities. If you are interested in investing in commodities than you can invest in a commodity mutual fund!

This is the simplest way for you to get involved in investing in commodities as the mutual fund portfolio management will be done by a professional manager and you have to do nothing. Just buy the shares of the commodity mutual fund and let its NAV appreciate before you can sell for a capital gain.

There is another investment vehicle that is really hot right now with the public. ETFs started off some three decades back but became highly popular as investment vehicles in such a short time. Now, you must have heard about the Exchange Traded Funds (ETFs). ETFs are really hot investments these days. There are a number of ETFs that invest in commodities.

Now the good thing about investing in ETFs is that they give you the diversification benefits of a mutual fund with very low fees something like 0.7% as compared to 2-4% of the mutual fund. Driven by the growing demand of commodities by the investors many financial institutions are now offering Commodity ETFs.

So unlike a mutual fund whose net asset value is calculated at the end of the day and the shares of mutual fund cannot be traded during the day, you can go both long or short on ETFs all the time. Something you cannot do with a mutual fund! ETFs have the added benefit of being able to trade like stocks giving you the powerful combination of diversification and liquidity.

This diversification plus liquidity benefit makes an ETF a better investment tool as compared to the mutual fund and the stocks. Now, you can find thousands of ETFs in the market on different market sectors, stock indexes, currencies, commodities and so on.

The Deutsche Bank Commodity Index Tracking Fund is listed on AMEX and tracks the Deutsche Bank Liquid Commodity Index. This index is based on a basket of six commodities: light sweet crude oil, heating oil, gold, aluminum, corn and wheat. The first Commodity ETF in US was launched by Deutsche Bank in the start of 2006.

As always what you need is an ETF that tracks an individual commodity. Now, every month a new ETF gets launched. There are a number of Commodity ETFs that track individual commodities like crude oil, gold and silver. Do your research on Commodity ETFs, you may find a good investment. Now the ETF of our example invests directly in the commodity futures contract. If you have trade futures than you must know that futures are highly volatile. Now one of the downsides of investing in this Commodity ETFs is that it can be fairly volatile as it is based on commodity futures contracts that get rolled monthly. Another downside to this Commodity ETF is that it is based on a basket of six commodities only. - 23309

About the Author:

Mr. Ahmad Hassam is a Harvard University Graduate. Trade Dow Futures . Learn Commodity Trading !