Monday, September 21, 2009

Using Alternatives Are Much Cheaper

By Robert Jackson

One of the simple ways to keep more money in your pocket is to run through your list of expenses and think of alternatives. If you get creative, you will find that not many things are really irreplaceable.

Jogging every day and eating healthy probably beats having a gym membership any day. The activities are naturally possible 24 hours a day and you also get fresh air.

TV is one of the more expensive expenses on everyone's budget. By using something like Netflix, we can cut out monthly cost by $80 a month without sacrificing advertising. Sounds great doesn't it?

More and more people are switching to cell phones as their primary communication devices. Being able to cut the land line is great because that's another $30 out of your monthly budget.

If you eat out all the time, you know that cooking at home is much cheaper but who wants to do all the work? A better way is to do a combination. You buy a dish, bring it home and add your own ingredients to make the dish bigger.

Your cell phone plan probably comes with so many minutes that it's hard to use it all. If you just call your phone provider, they can probably help you save some money by giving you a lower priced plan.

Many people redeem points for merchandise but redeeming for cash or travel certificates are usually the best deal. Think about all the options that they give you and run the numbers!

This one is against the grain but paying for a year's worth of the magazine you love is probably better than buying them at a stand. This is because you will probably buy more than two a year (if it's one that you love) and the per year subscription cost is usually twice the cost of one magazine.

Renting, even a house, can be advantageous at times because it gives you the flexibility to change your mind. Since most purchases are on impulse, the ease of stopping your payment can help you save big.

Using generic brands is much cheaper than the original expensive brand. Whether it's food or medicine, you can pretty much always find a suitable alternative. If you are willing to do a bit of experiment, you might even improve your consumption. - 23309

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